Credit

Credit impacts almost everything that you do.

Want to own your own crib some day? A bad credit score will keep you from getting a mortgage with a good interest rate—or any mortgage at all. Want a better job? Plenty of employers won't hire you if your credit is bad.

On this page you will find everything you need to know about credit. What actions usually determine your credit score? How do you start building credit? Or repair it when your credit is already hurt?

Help Protect Your Identity with a Free Credit Report Freeze

VantageScore Announces Upcoming Changes. What You Need to Know.

Experian Fined $3 Million for Deceiving Consumers in Marketing Credit Scores

Equifax and TransUnion Fined $23 Million for Misrepresenting Credit Products

Millennials: All About (Your) Credit

Credit Report Errors Can Ding Your Wallet and Life! What to Do

Credit 101

Beware of Two Popular Ways to Finance a Home with Poor Credit

CFPB Orders LendUp to Pay $3.63 Million for Failing to Deliver Promised Benefits

Is Your Subprime Card Hurting You?

Buying a Car When You Have Bad Credit

Do You Know What Makes Up Your Credit Score?

Being Young; Being Bankrupt!

CFPB Orders CarHop to Pay $6.4 Million Penalty for Jeopardizing Consumers' Credit

Checked Your Credit Report Recently? Four Reasons to Do It Now

What's Your "Credit Score" and How Can It Affect Your Credit?

Tips for Improving Your Credit Score

FoolProof & Walter Cronkite

"The FoolProof Foundation believes there is a fundamental flaw in the teaching of financial literacy."

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